Rate informationSee current rates. At our discretion, we may change the interest rate for this account. The interest rate and annual percentage yield may change at any time.

Compounding frequency – Interest will be compounded monthly.

Crediting frequency – Interest will be credited into this account monthly.

Average daily balance computation method – Interest is calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is monthly.

Accrual of interest on non-cash deposits – Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks) into your account.

Deposit limitations – You may make an unlimited number of deposits with any of our Customer Service Representatives without incurring any additional fees. Annual Contribution Limits will apply.

Fees and Charges – The following fees and charges apply to this account:

  • HSA Maintenance Fee: $3.00 monthly fee will be assessed unless you choose to receive your statements electronically.

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