Agricultural Banking

At First Western Bank, we understand the unique challenges and rewards that come with farming and ranching. For over 60 years, we’ve been there with you, providing financing solutions that help grow your operation and protect your livelihood. Whether you’re looking for annual operating loans, purchasing new equipment, or securing crop insurance, our team is here to offer the support and financial products you need to succeed.

Supporting Your Way of Life, Every Step of the Way

Our Ag Lending specialists are dedicated to understanding your business and the financial pressures you face. We work closely with local farmers and ranchers, providing tailored financing options and solutions. Whether it’s helping with seasonal expenses or securing long-term investments, we offer a variety of in-house financing options or collaborate with agencies like the Farm Services Agency (FSA) and the Bank of North Dakota to ensure you get the best terms for your business.

Our Ag Banking Services

We offer a comprehensive range of financial products to support your agricultural operation. We offer financing for annual operating expenses, livestock purchases, machinery and equipment, farm infrastructure, and real estate. See our full range of ag lending options on our Agricultural Lending page for loan-by-loan detail.

Annual Operating Loans and Lines of Credit

Livestock Purchases

Ag Machinery / Equipment Purchases

Farm Infrastructure

Ag Real Estate

Crop Hail Insurance

Additional Services

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Ag Insurance

Safeguard your operation with a range of agricultural insurance products, including crop, livestock, and liability coverage. We also offer crop hail insurance directly, so you can protect what’s in the field without adding another vendor relationship to manage.
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Resources

Get the latest information and advice on farming and ranching finances, including government programs and market trends on our Resources page.

Online Ag Banking

Manage your Ag Banking accounts securely and efficiently through our online platform. Track your balances, make payments, and manage loans, all from the convenience of your home or office. Our online services are designed to keep you connected to your finances, no matter where you are.

Serving Farmers & Ranchers Across ND, SD, & MN

From the Red River Valley to the Missouri River Basin, our Ag Bankers live and work in the communities they serve which means local decision-making and a banker who already understands your soil, your market, and your operation. Whether you farm or ranch in North Dakota, South Dakota or Minnesota, you’ll work with someone just down the road, not a call center in another state.

Frequently Asked Questions

What types of loans do you offer for agricultural purposes?

We offer various loans, including annual operating loans, livestock financing, equipment purchases, real estate loans, and crop insurance. Our Ag Lending specialists will work with you to determine the best options based on your needs.

Do you work with government programs like the Farm Service Agency (FSA)?

Yes, we partner with the FSA and Bank of North Dakota to offer additional financing solutions, including government-backed loan programs that can help you access better terms.

How do I qualify for an agricultural loan?

Our Ag Lenders evaluate your current financial situation, including your operation’s cash flow, assets, and history. We work closely with you to understand your business goals and create a financing plan that works for you.

Get Started Today

Ready to experience personalized banking that fits your life? Visit a branch near you or sign up for online banking today. We’re here to help you achieve your financial goals.