Business Accounts

Save time and money.

In order to best serve you and your business, we offer a variety of business checking and savings accounts and services.

Effective June 2, 2025:

Cartoon image of a hand holding a bag of money.

	Main Street Checking*	Total Business Checking	Total Business Interest Checking	Total Business Money Market	Nonprofit Checking	Nonprofit Savings
Opening Deposit Requirement / Balance to Avoid Minimum Balance Fee	$500	NA	$1,000	$1,000	NA	NA
Interest Earned**	NA	NA	YESI	YESI	NA	YESI
Minimum Balance to Earn Interest	NA	NA	$1,000	$1,000	NA	NA
Account Analysis	NA	YES	YES	YES	NA	NA
Checks Available	YES	YES	YES	YES	YES	NA
ATM / Debit Cards	YES	YES	YES	YES	YES	YES
Enroll in eStatements to Waive Paper Statement Fee	YES	YES	YES	NA	NA	NA

Credit Allowance for Investable Balance

Federal regulations limit the paying of interest on business checking accounts, but a credit allowance against service fees will be earned based on the average investable balance maintained in the account.

Account Analysis Fees

Monthly Maintenance Fee: $10.00
Cost Per Debit: $0.15
Cost Per Roll of Coin: $0.05
Cost Per Item Deposited: $0.06

*Main Street Checking Per Item Fees: $.25 will be assessed for each debit and/or deposited item over 100 items presented per month.

**Interest will be compounded every month. Interest will be credited to your account every month.