Business Cash Management Services

Cash Management Tools for Better Business Control

Our cash management platform is designed for businesses that want more efficient ways to move money, collect payments, protect accounts, and manage daily treasury activity.

With First Western cash management, your business can:

• Originate ACH files, credits or debits
• Send payroll through direct deposit
• Collect receivables electronically
• Transfer funds between First Western Bank accounts
• Make loan payments
• Print a copy of your statement
• Access Bill Pay for business disbursement
• Initiate wire transfers
• Deposit checks remotely with Remote Deposit Capture
• Reduce check fraud risk with Positive Pay
• Assign multiple users with permission-based access

Designed for Commercial Banking Needs

ACH Origination 

ACH is the electronic equivalent to checks – except that it’s faster, more convenient, and more secure. Use this paperless service to quickly make and receive payments and manage cash more efficiently.

• ACH Credit allows you to electronically make payments to consumers, corporate customers, and suppliers
• ACH Payroll Direct Deposit is an easy way to make payments directly into an employee’s checking or savings account. Use for payroll, expense reimbursements, bonuses, pensions, and other employee payments
• ACH Debit allows you to electronically collect payments from consumer and corporate accounts

Bill Pay

This product streamlines the back-office payment tasks and gives you the resources and time you need to focus on your business. Business Online Bill Pay was designed specifically to meet the needs of today’s businesses. In addition to making payments, you can

• Delegate the payment responsibilities
• Set permission controls
• Quickly run customized reports with information your business needs

Remote Deposit Capture

Deposit business checks without leaving your office. With Remote Deposit Capture, you can remotely deposit your checks by scanning them on your desktop scanner and securely and electronically deposit them into your First Western Bank account. That means you make fewer trips to the bank – saving you time and gas money, and your funds can be available faster.

Positive Pay

Prevent check fraud using our Positive Pay feature to detect discrepancies before checks clear your account.

Wire Origination

Wire Origination allows you to send domestic wire transfers quickly and securely through Online Banking.

User Permissions & Access Controls

Cash management supports multiple users and permission-based access so authorized employees can only access the accounts and functions you assign to them.

Need Basic Account Access Instead?

If your business mainly needs 24/7 account access, transfers, balances, and statements, visit our Business Online Services page. If you need stronger treasury tools and payment controls, cash management is the better fit. Contact First Western to get started.