Agricultural Lending

At First Western Bank, we know that agriculture is more than just a business—it’s a way of life. That’s why we offer specialized Ag Lending services designed to support the unique needs of farmers and ranchers. Whether you’re managing daily expenses, expanding your herd, or making long-term investments, our Ag Lending team is here to provide personalized solutions to keep your operation thriving.

Tailored Financing to Help Your Farm or Ranch Grow

For over 60 years, First Western has been a trusted partner in the agricultural community. Our experienced Ag Lenders take the time to understand the financial demands of your operation, offering both short-term and long-term financing options to help you reach your goals. We offer customized loan products for everything from annual operating costs to major capital investments in land, equipment, and infrastructure. Plus, we collaborate with agencies like the Farm Services Agency (FSA) and Bank of North Dakota to provide additional support when needed.

 

2025 Grain Storage & Facility Rebuilder Programs

The Grain Storage & Facility Rebuilder Programs are designed to provide timely financial support to North Dakota’s agricultural producers who were impacted by the severe derecho and tornado events of June 2025. There are two programs available, and producers may apply for either one or both programs. Click here to download the Bank of North Dakota 2025 Grain Storage & Facility Rebuilder Programs Fact Sheet.

Applications will be accepted July 9 – December 31, 2025.

How to Apply

Bank of North offers these loan programs by partnering with local lenders, like First Western Bank. Please contact your local First Western Ag Banker to initiate the loan application with BND. Local lenders must submit the Temporary Storage Support and Facility Repair & Replacement Assistance applications.

Read about the Full Program on the Bank of North Dakota Website

Frequently Asked Questions

What types of loans do you offer for agricultural purposes?

We offer various loans, including annual operating loans, livestock financing, equipment purchases, real estate loans, and crop insurance. Our Ag Lending specialists will work with you to determine the best options based on your needs.

Do you work with government programs like the Farm Service Agency (FSA)?

Yes, we partner with the FSA and Bank of North Dakota to offer additional financing solutions, including government-backed loan programs that can help you access better terms.

How do I qualify for an agricultural loan?

Our Ag Lenders evaluate your current financial situation, including your operation’s cash flow, assets, and history. We work closely with you to understand your business goals and create a financing plan that works for you.

Get Started Today

Ready to experience personalized banking that fits your life? Visit a branch near you or sign up for online banking today. We’re here to help you achieve your financial goals.