Frequently Asked Questions

We strive to always provide you with the service you have come to know and trust. Below are answers to frequently asked questions for your convenience. Please contact us for any further inquires.

Getting Started With First Western

What do I need to open a bank account?

You’ll need a government-issued photo ID, Social Security number, and basic contact information. Additional documents may be required depending on the type of account.

How do I switch my accounts to First Western?

Visit any branch or contact us and we’ll help you move your accounts, direct deposits, and automatic payments.

Do you offer accounts for minors?

Yes. A parent or guardian can open an account jointly with a minor.

Digital Banking & Online Access

How do I enroll in online and mobile banking?

Select “Enroll” from the online banking login and follow the prompts. Once enrolled, you can download our mobile app for smartphone access.

How do I reset my online banking password?

Use the “Forgot Password” link on the login page. You may be asked to verify your identity for security.

What is mobile check deposit?

This feature allows you to deposit checks using the mobile app by taking photos of the front and back of the check.

Why is my mobile or online transaction pending?

Some transactions require additional verification or processing time. Pending status typically resolves once the review is complete.

Cards & Payments

Who do I contact if my debit or credit card is lost or stolen?

Call our 24-hour card assistance line or contact your local branch immediately to report the card and request a replacement.

How do I stop payment on a check?

Call Us

  • Call us at 1-800-688-2584 to request a Stop Payment.
  • There is a fee.
  • You will need the check number, amount of check, date written and payee name.
    Where do I mail my loan or payment correspondence?

    Mail your payments to our central processing address. If unsure, contact your branch to confirm the correct address.

    Security & Account Ownership

    What does JTWROS mean?

    JTWROS stands for “Joint Tenants With Right of Survivorship,” meaning two or more people jointly own the account, and ownership transfers to the surviving party if one owner passes away.

    What should I do if I suspect fraud on my account?

    Contact us immediately. We’ll secure your account, review recent activity, and guide you through any next steps.

    Why do I need to provide Beneficial Ownership information for my business?

    Federal regulations require financial institutions to collect information on individuals who own or control a business. This helps prevent financial crimes and ensures transparency.

    Deposits, Withdrawals & Routing Information

    What is your routing number?

    Our routing number is 091310440.

    When will my deposit be available?

    Deposits typically follow standard availability timelines, but some items may require additional review. Contact your branch for details.

    What should I do if my deposit receipt or CD certificate is lost?

    Visit your branch so we can verify your information and provide a replacement or guidance.

    Branch & ATM Information

    Where can I find your branches and ATM locations?

    Visit our Locations page for an up-to-date list of branches and surcharge-free ATMs.

    Do you offer coin-counting services?

    Some locations offer coin services. Contact your nearest branch to confirm availability.

    What are your lobby and drive-up hours?

    Hours vary by location. View our Locations page for current hours for your specific branch.

    Safe Deposit Boxes

    What sizes of Safe Deposit Boxes are available?

    Sizes vary by branch. Contact your local branch for availability and annual rental fees.

    When can I access my Safe Deposit Box?

    Safe Deposit Boxes are accessible during the branch’s regular lobby hours.

    Trust & Wealth Services

    What does your Trust Department do?

    Our Trust Department provides administrative and fiduciary services, including estate and trust oversight, investment management support, and long-term financial guidance.

    How do I get started with trust or investment services?

    Contact our Trust Department or visit any branch for an introduction to our team and services.

    General Support & Contact

    How do I get help with my account?

    You can contact your local branch, call our customer support team, or send a secure message through online banking.

    Where can I find forms or documents I need to update my account?

    Many common forms are available through online banking or at any branch.

    Get Started Today

    Ready to experience personalized banking that fits your life? Visit a branch near you or sign up for online banking today. We’re here to help you achieve your financial goals.