Credit Cards

Buy now, pay later. We have options for you.

Buy now, pay later. We have options for you.

Mobile Payments

Make secure purchases in-store, in-app and online. 

When you add a card to your mobile wallet, a unique account number, not the actual card number is assigned and securely stored on your device. Each transaction is authorized with a one-time unique security code called a token. This makes it difficult for fraudsters to steal your card information. Enroll your card today!

Lost or Stolen Credit Card?

During normal business hours, call: 1-800-688-2584
For after-hours reporting, call: 1-866-604-0381

How long will it take to pay off my credit card?

Use this calculator to compute how long it will take to pay off credit card debt.

Cashback VISA Credit Card

  • No Annual Fee
  • Cashback Rewards
  • Fraud Detection Service
  • Purchase Security Protection

Minot State Credit Card

  • No Annual Fee
  • Minot State Branded Credit Card
  • Minot State/First Western Promotional Gift*
  • Cash Back Rewards
  • Available to all credit-approved Minot State fans.
  • Apply at any local First Western location. 

*One per credit-approved Minot State Visa Application. While supplies last.

NDSU Bison Credit Card

  • No Annual Fee
  • NDSU Branded Credit Card
  • NDSU/First Western Promotional Gift*
  • Scorecard Benefits
    • Redeem for Merchandise, Travel, and Cash Back Rewards
    • Visit scorecardrewards.com for a full list of benefits.
  • Available to all credit approved NDSU Bison fans.
  • Apply at any local First Western location. 

*One per credit-approved NDSU Visa Application. While supplies last.

Platinum VISA Credit Card

Our Platinum VISA is ideal for individuals looking for a VISA card that earns points. These points can be redeemed for travel and merchandise. Earn 1 point for each dollar spent.

  • Purchase Security Protection
  • Scorecard Gift and Travel Rewards
  • 1 point for each $1 spent (redeemable through Scorecard Agent)
  • $50 annual fee
  • Not available to business customers

Relationship VISA Credit Card

Our Relationship VISA has no annual fee for customers of First Western Bank & Trust. 

  • Fraud Detection Service
  • No Annual Fee
  • Available only to First Western Bank & Trust customers

Business VISA Credit Card

Business customers can take advantage of the great benefits offered on our Business VISA.

  • Fraud Detection Service
  • Purchase Security Protection
  • Scorecard Gift and Travel Rewards
  • 1 point for each $1 spent (redeemable through Score Card Agent)

$50.00 annual fee for the first card and $15.00 for each additional card. Online access available for monitoring transactions and posting online payments. Each card will have a unique online login with an option to consolidate all card statements.

Requesting a Credit Card Agreement

For a copy of your credit card agreement call us at 1-800-688-2584.