Credit Cards

Best for: everyday purchases when you want straightforward cash back with no annual fee. Earn cash back rewards and redeem through ScoreCard® Rewards.

• No Annual Fee
• Cashback Rewards
  • Visit scorecardrewards.com to redeem cashback rewards.
• Fraud Detection Service
• Purchase Security Protection

Best for: Minot State fans who want a no-annual-fee card plus cash back rewards. A branded card option with ScoreCard® Rewards redemption.

• No Annual Fee
• Minot State Branded Credit Card
• Minot State/First Western Promotional Gift*
• Cash Back Rewards
  • Visit scorecardrewards.com to redeem cashback rewards.
• Available to all credit-approved Minot State fans.
• Apply at any local First Western location. 

*One per credit-approved Minot State Visa Application. While supplies last.

Best for: NDSU fans who want ScoreCard® Rewards flexibility (merchandise, travel, and cash back options) without an annual fee.

• No Annual Fee
• NDSU Branded Credit Card
• NDSU/First Western Promotional Gift*
• Scorecard Benefits
  • Redeem for Merchandise, Travel, and Cash Back Rewards
  • Visit scorecardrewards.com for a full list of benefits.
• Available to all credit approved NDSU Bison fans.
• Apply at any local First Western location. 

*One per credit-approved NDSU Visa Application. While supplies last.

Our Platinum VISA is ideal for individuals looking for a VISA card that earns points. These points can be redeemed for travel and merchandise.

Best for: customers who want rewards points for travel and merchandise. Earn 1 point per $1 spent on purchases, redeemable through ScoreCard® Rewards.

• Purchase Security Protection
• Scorecard Gift and Travel Rewards
• 1 point for each $1 spent (redeemable through Scorecard Agent)
• $50 annual fee
• Not available to business customers

Best for: First Western Bank & Trust customers who want a simple, no-annual-fee Visa® credit card with core protection features.

Our Relationship VISA has no annual fee for customers of First Western Bank & Trust. 

• Fraud Detection Service
• No Annual Fee
• Available only to First Western Bank & Trust customers

Business customers can take advantage of the great benefits offered on our Business VISA.

Best for: business owners who want rewards on purchases and better visibility into company spending. Earn ScoreCard® Rewards points, access online tools for monitoring transactions and making payments, and use separate logins per cardholder with optional statement consolidation.

• Fraud Detection Service
• Purchase Security Protection
• Scorecard Gift and Travel Rewards
• 1 point for each $1 spent (redeemable through Score Card Agent)

$50.00 annual fee for the first card and $15.00 for each additional card. Online access available for monitoring transactions and posting online payments. Each card will have a unique online login with an option to consolidate all card statements.