Mortgage Loans
Buying a home is one of life’s most significant milestones. At First Western Bank, we’re here to simplify the process, making your dream home a reality with expert guidance and a variety of mortgage options. From first-time buyers to seasoned homeowners, our team provides personalized service, local expertise, and competitive loan solutions.
Your Homeownership Journey Starts Here
Navigating the mortgage process can feel overwhelming, but you don’t have to do it alone. Our experienced mortgage lenders are committed to helping you every step of the way—from determining what you can afford to closing on your new home. Whether you’re building, buying, or refinancing, we have the resources and knowledge to match you with the right loan for your needs.
Mortgage Loan Options
Our mortgage solutions are designed to meet the diverse needs of our community:
Conventional Loans
FHA Loans
VA Loans
First-Time Home Buyer Loans
Construction Loans
Home Equity Loans
Home Equity Lines of Credit (HELOC)
Let’s Get Started
- Prequalify to help determine what you can afford.
- Decide what type of home you want or need.
- We will assist you in finding the mortgage product that best fits your criteria.
- Make an offer on the home.
- Apply once you’ve found a house to purchase.
Mortgage Lending
Michael Engen
Melanie Desplinter
NMLS: 1342250
Richard Hawes
How much mortgage might I qualify for?
Downloads & Resources
Get Started Today
Ready to experience personalized banking that fits your life? Visit a branch near you or sign up for online banking today. We’re here to help you achieve your financial goals.