Personal Banking
First Western Bank offers personal banking services across North Dakota, South Dakota, Minnesota and Arizona. From checking and savings accounts to personal loans and online banking, our local bankers provide hometown service with modern convenience helping you manage today and plan for tomorrow.
Local Banking Services for Every Stage of Life
From checking accounts to personal loans, we offer a full range of banking services to support you at every stage of life. Our goal is to provide personalized solutions that are tailored to your unique needs, all with the convenience and service you deserve.
Services
We offer a variety of personal banking services to help you manage your finances.
Convenient Online & Mobile Banking
Access your accounts from anywhere, at any time. With First Western’s secure online and mobile banking, you can check balances, transfer funds, pay bills, and more, all with just a few clicks. It’s banking that fits your lifestyle, anytime, anywhere.
How to Open a Personal Banking Account
Getting started with First Western Bank for personal banking is quick and easy. Here’s how:
Explore our Services
Open an Account
Set Up Digital Banking
Start your Banking Journey

Securely Send Money with Zelle
Sending and receiving money has never been easier with Zelle! Quickly transfer funds to friends, family, or others using just an email or mobile number. It’s secure, fast, and available right from your online banking or mobile app.
Frequently Asked Questions
You can access your safe deposit box during lobby hours.
Yes, if a parent or guardian is on the account and also signs for the card.
Yes, if you withdraw funds from a Certificate of Deposit before the maturity date, an early withdrawal penalty will typically apply. Early withdrawals are subject to our approval and may result in a loss of interest or principal, depending on the terms of your CD.
Yes, and there is no charge for customers. There is a 2% / $5.00 minimum fee for non-customers.
Get Started Today
Ready to experience personalized banking that fits your life? Visit a branch near you or sign up for online banking today. We’re here to help you achieve your financial goals.