Buy now, pay later. We have options for you.
Platinum VISA Credit Card
Our Platinum VISA is ideal for individuals looking for a VISA card that earns points. These points can be redeemed for travel and merchandise. Earn 1 point for each dollar spent.
- Warranty Manager Service
- Travel and Emergency Assistance
- Purchase Security Protection
- Scorecard Gift and Travel Rewards
- 1 point for each $1 spent (redeemable through Scorecard Agent)
- Travel Accident Insurance
- $50 annual fee
- Not available to business customers
Relationship VISA Credit Card
Our Relationship VISA has no annual fee for customers of First Western Bank & Trust.
- Travel Accident Insurance
- Fraud Detection Service
- No annual fee
- Available only to First Western Bank & Trust customers
NDSU Credit Card
- No Annual Fee
- NDSU Branded Credit Card
- NDSU/First Western Promotional Gift*
- Scorecard Benefits
- Redeem for Merchandise, Travel, and Cash Back Rewards
- Visit scorecardrewards.com for a full list of benefits.
- Available to all credit approved NDSU Bison fans, 18 or older.
- Apply at any local First Western location.
*One per credit-approved NDSU Visa Application. While supplies last.
Business VISA Credit Card
Business customers can take advantage of the great benefits offered on our Business VISA.
- Warranty Manager Service
- Fraud Detection Service
- Travel and Emergency Assistance
- Purchase Security Protection
- Scorecard Gift and Travel Rewards
- 1 point for each $1 spent (redeemable through Score Card Agent)
- Travel Accident Insurance
$50.00 annual fee for the first card and $15.00 for each additional card. Online access available for monitoring transactions and posting online payments. Each card will have a unique online login with an option to consolidate all card statements.
Mobile Payments
Make secure purchases in-store, in-app and online.
When you add a card to your mobile wallet, a unique account number, not the actual card number is assigned and securely stored on your device. Each transaction is authorized with a one-time unique security code called a token. This makes it difficult for fraudsters to steal your card information. Enroll your card today!
Requesting a Credit Card Agreement
For a copy of your credit card agreement call us at 701-852-3711, toll free at 800-688-2584, or contact us by email